Unfortunately, the financial health of too many Americans suffers today, further exacerbated by poor financial habits and low levels of financial literacy. A better educated and more proactive population is key to addressing the crisis – both immediately and long term. 
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It’s often referred to as the American Dream: having a home to call your very own. However, in today’s volatile financial market that dream sometimes seems out of reach. But is it really out of reach, or is it a general lack of knowledge and education about how to go about buying a home that prevents so many people from realizing that dream? View PDF
Open the newspaper today and you’ll face a barrage of statistics about the instability of Americans’ finances. In 2005, the average personal savings rate dipped into negative territory in the U.S. for the first time since the Great Depression. In 2007, declining home values and rising rates of foreclosure contributed to a shake-up in the mortgage industry that changed all the rules. View PDF
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